Repayment Assistance Programme

Sometimes in life, certain events or situations can cause even the best financial planners to encounter difficulties with meeting monthly household expenses, including mortgage payments and creditor obligations. The loss of a job or some other factor that decreases your income can quickly lead to trouble in paying your loan. We know that these situations can cause stress and anxiety for you and your loved ones.

There is no fee required for this programme. We work together with clients to identify alternative repayment solutions that they may be eligible for to help them through difficult financial times and to allow them to resume normal monthly payments.

 

Eligibility, where applicable

Include, but not limited to:

1. You must have bought your property from Property Sultan or The Property Portfolio Builder

2. You are ineligible or don’t want to refinance

3. You are facing a short-term hardship

4. You are a couple (or several months) behind on your mortgage payments

5. You spent minimum of 70% of loan funds on purpose we were told

 

 

Available Options

Include, but not limited to:

1. Partial Repayments

2. Suspension of repayments over a period

3. Loan restructuring

Useful Information

The FCA does not regulate some forms of buy to lets, commercial mortgages, secured loans, unsecured loans, bridging loans, trusts, agricultural loans, overseas mortgages, and conveyancing or debt management. Our lending to limited companies, incorporated partnerships and unincorporated partnerships of three or more is not regulated by the FCA.
 
Not being regulated by the FCA means that we can make our own lending decisions (incl creative credit options). All loan agreements are still subject to UK Laws and UK Courts.
 
Kindly read all our Terms and Conditions (T&Cs) carefully before you sign any Loan Agreement. If you do not understand our loan contract terms & conditions, invest in the services of a solicitor before you sign.
 
Your use of this website and/or services constitutes acceptance of our T&Cs.
 
If you disagree with our T&Cs and How We Operate, please don't use our lending services.
 

Before You Apply

You should not apply for a loan amount that you cannot comfortably afford to repay now and in the future to avoid the possibility of legal action.
 
It is an offence to knowingly give false, inaccurate or misleading information when applying for a loan. If you give such information, you may face criminal prosecution and/or civil action for the recovery of any losses incurred by us.
 
Any property used as security, which may include your home or pensions and/or business assets, may be repossessed if you do not keep up repayments on a loan or any other debts secured on it. | Our Repayment Assistance Programme is, however, available to qualified borrowers only.
 
Note: As part of our KYC and anti-fraud checks, you cannot email us from any of the free mail providers accounts as a business, including but not limited to gmail, hotmail, or yahoo. You are advised to send us an email from the email of your business or company website. If you are borrowing as a business and you don't have a website, we can't deal with you. Learn more.