Who we are

DCANS Capital Limited (DCL), trading as DCANS Capital is an independent, international diversified financial services company with a range of business interests in residential and commercial mortgage finance, securitisation, funds management, real estate trust, investment banking and related services. Provides a wide range of financial solutions, assisting home buyers and investors with loans at low rates, low entry fees and outstanding service.

 

Vision

To be recognised as a leading UK's foremost direct non-bank lender.

 

Mission

DCL is committed to delivering professional flexible financial solutions. Aim to deliver on our promises.

 

The DCANS Difference

DCL is neither a bank, nor just an investment company. Instead, we bring together the best of both worlds: the high service standards and transparency expected of a private investment company, combined with the quality of investment expertise and operational excellence typically associated with a major global financial institution.

 

How secure is DCL ?

As we do not receive deposits from customers, our funds are raised via in-house securitisation and proprietary trading from financial and capital markets, giving us greater control over our funds. The manner in which we obtain our funds requires us to meet the high standards. As a self-funded lender, DCL has a distinct advantage over its competitors, as this allows DCL to offer very flexible lending policies at low rates with no hidden fees.

 

Business Model

A solid model with predominantly a proprietary trading firm with direct lending arms, specialising in direct lending to clients to increase cash flow; expand their business through unique funding packages; provide bridging finance, commercial loans, development finance and much more.

 

Parent Company

Part of The DCANS Group.

  

Group's Prospective Bank

DCANS Capital Limited is one of the lead cornerstone investors and/or anchors that is bringing DCANS Bank to fruition. In advance of authorisation, DCANS Capital will convert almost all of the debt currently used to fund its lending activities (including all mortgages and home loans for residential and commercial property purchases with Property Sultan and The Property Portfolio Builder) into equity and this will form part of the capital base of the bank’s operations (multiple debt/equity swaps).

 

Our Team

Our senior team comprises seasoned investment professionals who have been directly responsible for the management of significant pools of assets within some of the world’s most respected fund management houses.

 

Spin Offs

Current trading styles, listed below, are at various stages of being spun off as separate companies between 2017 and 2019:

- Property Sultan

- The Property Portfolio Builder

- Reiny's Wholesale & Retail

- My UKStores

- Bestern & Co

- Quidmaster Loans

- DCANS FX

- Moneyafrique

 

Governance

This is a privately held family-owned business with world-class business continuity and unique ownership structures via a family office, strong, fair and effective corporate governance culture with long-term orientation and view coupled with a prudent but dynamic portfolio strategy, strong, consolidated, and rigorous risk management, institutionalised processes and procedures, rigorous investment and divestment criteria, strict performance management, international presence and professional management by competent family and nonfamily members.

Useful Information

The FCA does not regulate some forms of buy to lets, commercial mortgages, secured loans, unsecured loans, bridging loans, trusts, agricultural loans, overseas mortgages, and conveyancing or debt management. Our lending to limited companies, incorporated partnerships and unincorporated partnerships of three or more is not regulated by the FCA.
 
Not being regulated by the FCA means that we can make our own lending decisions (incl creative credit options). All loan agreements are still subject to UK Laws and UK Courts.
 
Kindly read all our Terms and Conditions (T&Cs) carefully before you sign any Loan Agreement. If you do not understand our loan contract terms & conditions, invest in the services of a solicitor before you sign.
 
Your use of this website and/or services constitutes acceptance of our T&Cs.
 
If you disagree with our T&Cs and How We Operate, please don't use our lending services.
 

Before You Apply

You should not apply for a loan amount that you cannot comfortably afford to repay now and in the future to avoid the possibility of legal action.
 
It is an offence to knowingly give false, inaccurate or misleading information when applying for a loan. If you give such information, you may face criminal prosecution and/or civil action for the recovery of any losses incurred by us.
 
Any property used as security, which may include your home or pensions and/or business assets, may be repossessed if you do not keep up repayments on a loan or any other debts secured on it. | Our Repayment Assistance Programme is, however, available to qualified borrowers only.
 
Note: As part of our KYC and anti-fraud checks, you cannot email us from any of the free mail providers accounts as a business, including but not limited to gmail, hotmail, or yahoo. You are advised to send us an email from the email of your business or company website. If you are borrowing as a business and you don't have a website, we can't deal with you. Learn more.